Terms of Use app.maritimedao.com Ref: 02.1 | Version 2 | 26 March 2026 These Terms of Use ("Terms") govern your access to and use of app.maritimedao.com (the "Platform"), operated by Maritime DAO LLC, a limited liability company incorporated under the laws of the Republic of the Marshall Islands (Reg. No. -10087-24, 852 Long Island Rd, Majuro, Marshall Islands MH 96960) ("we", "us", or "our"). By accessing, browsing, or using the Platform, or by purchasing or holding any tokenized instruments offered through it (including LOTOSS Bonds issued by Digi Creative SIA), you agree to be bound by these Terms. If you do not agree, do not use the Platform or participate in any offering. EU residents — your rights are protected If you are a resident of the European Union, nothing in these Terms limits your rights under mandatory provisions of EU or Latvian law that cannot be derogated from by agreement. This includes your rights under MiFID II, the PRIIPs Regulation, GDPR, and Latvian consumer protection law. Your investor rights and bond obligations are governed by Latvian law — see Section 12. 1. Nature of the platform and services The Platform serves exclusively as a technical distribution platform and token registry for special purpose vehicles (SPVs) and their clients. Maritime DAO LLC creates tokenized representations of bond instruments on blockchain on behalf of each client SPV and maintains the corresponding token registry and smart-contract infrastructure. The Platform is currently used for the distribution of LOTOSS Bonds — unsecured, subordinated, profitsharing tokenized bonds issued by Digi Creative SIA (Reg. No. LV41203061418, Krasta iela 8C, Iecava, Bauskas nov., LV-3913, Latvia) (the "Issuer"). The Issuer is solely and exclusively responsible for all legal, financial, regulatory, and contractual obligations relating to the LOTOSS Bonds. What Maritime DAO LLC is and is not Maritime DAO LLC is a TECHNICAL SOLUTION ONLY. It does not act as issuer, underwriter, custodian, investment advisor, broker, or in any regulated financial capacity. It bears no responsibility for the legal status, regulatory compliance, solvency, asset backing, or performance of Digi Creative SIA or the LOTOSS Bonds. The Platform is not a regulated investment firm, crowdfunding platform under Regulation (EU) 2020/1503, licensed exchange, MTF, OTF, or custodian. 2. No investment advice or recommendation All information on the Platform is provided for informational purposes only and does not constitute investment advice, financial advice, a recommendation, solicitation, or offer to buy or sell in any jurisdiction where such action would be unlawful. You are solely responsible for your own investment decisions. We strongly recommend consulting independent qualified financial, legal, and tax advisors before participating. 3. Eligibility and user representations To use the Platform or subscribe to LOTOSS Bonds, you must: • Be at least 18 years old (or the age of majority in your jurisdiction). • Successfully complete the KYC/AML verification process on the Platform. • Comply with all applicable laws in your jurisdiction of residence and citizenship. • Not be a resident or citizen of a sanctioned jurisdiction or otherwise prohibited from participating.
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By using the Platform you represent and warrant that: you are eligible and not subject to any prohibition; all information you provide is accurate and complete; you understand the high-risk nature of LOTOSS Bonds (Summary Risk Indicator: 6 out of 7); you are investing only funds you can afford to lose entirely. 4. LOTOSS Bonds — key facts Issuer Digi Creative SIA, Reg. No. LV41203061418, Latvia Instrument Unsecured, subordinated, profit-sharing tokenized bonds on Ethereum blockchain Issue price EUR 200 per bond (minimum 1 bond) Total offering Up to 403 bonds — maximum EUR 80,600 Profit share 75% of positive vessel net earnings, pro-rata to bond holders Redemption After 24 months: EUR 200 x (vessel value at redemption / vessel value at issue) Secondary market Available on app.maritimedao.com — not a regulated trading venue, no guaranteed liquidity Key documents Information Memorandum (04.2), PRIIPs KID (04.3), Terms & Conditions (04.1), Risk Disclosure (02.4) 5. Risks — summary Investing in LOTOSS Bonds involves significant risks. Please read the full Risk Disclosure (document 02.4) before investing. Key risks include: • Total loss of capital — bonds are unsecured and subordinated. • Vessel valuation risk — redemption amount depends on independent vessel appraisal. • Earnings risk — profit distributions only made when net vessel earnings are positive. • Liquidity risk — no guaranteed secondary market buyer at any time or price. • Blockchain and DLT risk — smart contract, private key, and network risks. • Regulatory risk — future changes in law may affect bond transferability or classification. • No investor compensation scheme, deposit guarantee, or insurance coverage. 6. Jurisdiction and restrictions LOTOSS Bonds are made available only in jurisdictions where permitted by applicable law. This is not an offer or solicitation in any jurisdiction where such action is unlawful. For EU residents, the offering is made under the small-offer exemption of Regulation (EU) 2017/1129 (total offering EUR 80,600 — below applicable thresholds). Non-EU residents may participate subject to their local laws and KYC/AML requirements. 7. User responsibilities and prohibited activities You agree to: use the Platform only for lawful purposes; maintain the security of your wallet, private keys, and credentials (we are not responsible for losses due to your error or compromise); comply with all KYC/AML obligations and provide truthful information. Prohibited activities include: fraud, money laundering, terrorist financing, market manipulation, hacking, reverse engineering, or use by sanctioned or restricted persons. 8. Operator transfer Maritime DAO LLC reserves the right to transfer Platform operations, infrastructure, smart contracts, registries, user data, and related rights or obligations to another operator or entity. We will provide reasonable
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advance notice to users via the Platform and email where possible, except where prevented by legal or operational requirements. Such transfer shall not affect the validity of any tokens already issued or your contractual rights under Digi Creative SIA's bond terms. 9. Intellectual property All content, design, software, trademarks, and materials on the Platform are the property of Maritime DAO LLC or licensed to it. You are granted a limited, non-transferable licence to view content for personal, noncommercial use only. No copying, modification, distribution, or commercial use is permitted without express written consent. 10. Limitation of liability To the maximum extent permitted by applicable law: the Platform and smart contracts are provided "as is" and "as available" without warranties of any kind; we are not liable for losses arising from the acts, omissions, solvency, compliance, or performance of Digi Creative SIA or any other issuer; our total aggregate liability to you shall not exceed amounts (if any) you have actually paid to us in the 12 months preceding the claim. Nothing in these Terms excludes or limits liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded under applicable law. 11. Indemnification You agree to indemnify, defend, and hold Maritime DAO LLC harmless from and against any claims, losses, liabilities, damages, costs, and expenses (including reasonable legal fees) arising from your breach of these Terms, your violation of applicable law, or your misuse of the Platform. 12. Governing law and jurisdiction These Terms use a split governing law structure to reflect the two distinct parties involved: Platform technical operations Investor rights and bond obligations Governed by the laws of the Republic of Marshall Islands. Marshall Islands courts have jurisdiction over technical platform disputes. Governed by the laws of the Republic of Latvia. Latvian courts (Riga) have jurisdiction for all investor rights, bond disputes, and consumer protection claims. Maritime DAO LLC obligations Digi Creative SIA (Issuer) obligations If you are a resident of the European Union, nothing in these Terms limits your rights under mandatory provisions of EU or Latvian national law that cannot be derogated from by agreement, including consumer protection laws, investor protection rights, and your right to bring claims before Latvian courts or the FKTK. 13. Changes to Terms We may update or amend these Terms at any time. The updated version will be published on the Platform with a new "Last Updated" date. For material changes, we will provide at least 14 days advance notice via email or Platform notification before the changes take effect. Your continued use of the Platform after the notice period constitutes acceptance of the revised Terms. 14. Contact Platform operator Maritime DAO LLC — welcome@maritimedao.com
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Bond Issuer Digi Creative SIA — Krasta iela 8C, Iecava, Bauskas nov., LV-3913, Latvia Regulatory complaints Financial and Capital Market Commission (FKTK) — www.fktk.lv Document details Reference: 02.1 Marketplace Terms of Use v2 — 26 March 2026 | Maritime DAO LLC, Reg. No. -10087-24, 852 Long Island Rd, Majuro, Marshall Islands MH 96960 | welcome@maritimedao.com | Last updated: 26 March 2026
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